1,000+ Loans Closed
6+ Years In Lending
Licensed In 12 States
Available 24/7/365
Google 5 Star Reviews
45

“Working with Steve and his team was an absolute pleasure! From our very first conversation, Steve made the mortgage process feel smooth, transparent, and stress-free. They took the time to explain every step, kept us updated throughout the process, and went above and beyond to ensure everything closed on time.

If you’re looking for a lender who genuinely cares about their clients, provides excellent communication, and delivers top-notch results, look no further.”

As a dedicated mortgage advisor, my mission is to make the home financing process clear, confident, and customized for every client. Over the past six+ years, I’ve had the privilege of helping more than 1,000 families achieve their homeownership and financial goals — from first-time buyers to seasoned investors.

What sets my team and me apart isn’t just competitive rates — it’s the value and partnership we deliver long after closing. We provide annual mortgage reviews, explore custom scenarios, and offer guidance across a wide range of loan programs including Conventional, FHA, VA, Jumbo, Doctor Loans, Bank Statement Loans, and many more. With access to an extensive network of industry professionals, we tailor strategies to meet each client’s unique financial goals.

I take pride in being accessible 24/7/365, because communication and trust are the foundation of my business. My approach centers around reliability, accountability, and building long-term relationships — not just completing transactions. From introduction to closing and well beyond, my support team works tirelessly to ensure a seamless experience from start to finish.

Growing up in a small rural town taught me the value of family, friendship, and hard work, and those principles remain at the heart of how I operate every day. Now, as a proud husband and father to two boys and a daughter, I understand the importance of helping families create stability, build equity, and plan for their future.

I’m honored to serve clients across the country and am licensed in Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Michigan, Missouri, South Carolina, Tennessee, and Wisconsin — with our team proudly operating in 40+ states nationwide.

Whether you’re buying your first home, investing, or exploring ways to maximize your equity, I’m here to help build your long-term financial plan — one home at a time.

Are You Looking To Buy or Refinance?

Paulina I
Steve was so great to work with! He communicated with us throughout the entire process of finding our new home all the way until after closing, which gave us a lot of confidence and clarity. He also provided updates and a very informative video breaking down our loan which was extremely helpful! Buying a home can be a very stressful process even if you’ve done it before but Steve made it much less stressful and we felt secure in our decisions! Highly recommend!
Emily E
Steve and his team were amazing throughout our entire mortgage process. This was our first time buying a house, and Steve made the process feel seamless and simple. He was quick to answer any of our questions and provided us with a lot of tools and information to understand the process. I would absolutely work with Steve again and would recommend him and his team to any of my friends or family!
Jill K
Working with Steve and his team was an absolute pleasure! From our very first conversation, Steve made the mortgage process feel smooth, transparent, and stress-free. They took the time to explain every step, kept us updated throughout the process, and went above and beyond to ensure everything closed on time. If you're looking for a lender who genuinely cares about their clients, provides excellent communication, and delivers top-notch results, look no further.
Linzey C
Steve was amazing! He really took the time to talk through everything and ensure we fully understood the entire process. Steve was always very timely in responding to us with any questions we had. Steve definitely made us feel like a priority! I would highly recommend Steve to anyone!

Loan Programs Available

Conventional
  • Great for borrowers with solid credit and income.
  • As little as 3% down for first-time buyers.
  • No upfront mortgage insurance required.
  • Flexible loan terms and quick processing.
  • Designed for first-time buyers or those with limited savings.
  • 3.5% down payment minimum.
  • More lenient credit score requirements.
  • Allows higher debt-to-income ratios.
  • Exclusive to eligible veterans, active-duty service members, and spouses.
  • 0% down payment and no mortgage insurance.
  • Competitive interest rates and flexible guidelines.
  • Backed by the U.S. Department of Veterans Affairs.
  • For homes above conventional loan limits.
  • Ideal for luxury or high-cost areas.
  • Competitive rates for strong credit borrowers.
  • Multiple down payment and term options available.
  • Tailored for medical professionals (MD, DO, DDS, DVM, etc.).
  • Low or no down payment with no PMI.
  • Flexible on student loan debt.
  • Designed to match early-career income growth.
  • Perfect for self-employed borrowers.
  • Qualify using business or personal bank statements instead of tax returns.
  • Flexible underwriting for non-traditional income.
  • Options for primary, secondary, or investment homes.
  • Helps buyers cover all or part of the down payment or closing costs.
  • Available for first-time and repeat buyers depending on income and location.
  • Can pair with FHA, VA, or Conventional loans.
  • Designed to make homeownership more attainable.

Educational Videos